$bills_coins = array(1000, 500, 100, 50, 20, 10, 5, 2, 1);
$amount = 9725;
$tmp = $amount;
for ($i = 0; $i < 9; $i++) {
echo $bills_coins[$i] . " = " . (int)($tmp / $bills_coins[$i]) . "\n";
$tmp = $tmp % $bills_coins[$i];
}
/*
run:
1000 = 9
500 = 1
100 = 2
50 = 0
20 = 1
10 = 0
5 = 1
2 = 0
1 = 0
*/